Privacy Policy

Welcome to NairaBazar.com, a bills payment platform owned and operated by Bagaffy Nigeria Limited. We are committed to protecting your personal information and respecting your privacy rights. This Privacy Policy outlines how we collect, use, store, and disclose your information when you use our website (www.nairabazar.com) and our services.

Information We Collect

Personal Information:

• Name
• Email address
• Phone number
• Billing information

Non-Personal Information:

• Browser type
• IP address
• Device information
• Website usage data through cookies and similar technologies

How We Use Your Information

To Provide Services:

• Process transactions and manage your account
• Facilitate bill payments and other related services
• Send transaction notifications and receipts

To Improve Our Services:

• Understand user preferences and improve website functionality
• Conduct research and analysis for service enhancement

Communication:

• Send promotional materials and newsletters (with opt-out options)
• Respond to your inquiries and provide customer support

How We Share Your Information

Third-Party Service Providers:

• Payment processors
• Customer support services
• Data analytics services

Legal Requirements:

• To comply with applicable laws and regulations
• To enforce our Terms of Service
• To protect the rights, property, or safety of NairaBazar.com, our users, or the public

Business Transfers:

• In the event of a merger, acquisition, or sale of all or a portion of our assets

Security of Your Information

We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us remember your preferences and track website usage. You can manage your cookie preferences through your browser settings.

Your Rights

Access and Correction:

You have the right to access and correct your personal information held by us.

Data Portability:

You can request a copy of your personal information in a structured, machine-readable format.

Opt-Out:

You can opt-out of receiving promotional communications from us at any time.

Deletion:

You can request the deletion of your personal information, subject to legal and contractual obligations.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website and updating the effective date. Your continued use of our services after such changes constitutes your acceptance of the updated Privacy Policy.